RupeeRedee - Personal Loan App 3.5.0

Are you in need of an urgent personal loan? RupeeRedee offers fast loan approval and quick disbursement of funds. The application process is simple and can be completed online. Plus, they work with FincFriends Private Limited, a registered NBFC with RBI, to ensure transparency and security.

RupeeRedee provides loans for various purposes and needs, including emergency expenses, debt consolidation, travel, shopping, bill payments, and school fees. They offer flexible interest rates from 12% to 36% p.a., depending on your credit score. You can also choose from flexible repayment tenures ranging from 62 days to 6 months.

One of their loan offerings is the Flexi Personal Loan, which ranges from ₹2,000 to ₹25,000 with short repayment tenures of 3-4 months. Another option is the Personal Loan for Self-Employed & Salaried individuals, which ranges from ₹2,000 to ₹30,000 with repayment terms from 3 to 6 months.

With RupeeRedee, you can enjoy simple EMIs and a completely paperless application process. They prioritize transparency by displaying all costs on the application summary before processing the loan.

If your loan is approved, you'll receive a direct bank transfer within minutes from their lending partner registered NBFC, FincFriends Pvt Ltd. FincFriends follows a dynamic risk-based pricing model and provides detailed loan terms and rates.

Here's an example of the total cost of a loan:

• Loan Amount: ₹11,000
• Loan Tenure: 3 Months
• Processing Fees (10% Inc GST): ₹1,100
• Service Charges (3% per EMI Inc GST): ₹990
• Interest (32%): ₹583.6
• Amount Disbursed: ₹9,900

To be eligible for a loan, you must be an Indian National with a valid PAN Card and Aadhaar Card, at least 18 years old, and have a minimum monthly income of ₹15,000.

To avail a loan from RupeeRedee, follow these steps:

1. Install the RupeeRedee App
2. Register with your mobile number
3. Enter basic information and verify your KYC through Aadhaar OTP or by uploading KYC documents
4. Verify your bank account
5. Once approved, read and accept the charges and sign the loan agreement
6. Loan disbursed!

The following documents are required:

1. Address Proof (acceptable documents: Aadhaar)
2. Selfie
3. PAN Card
4. Bank Account/Access to bank account details

RupeeRedee may request certain permissions for their app:

• Location - ACCESS_FINE_LOCATION: This is used to collect and monitor the location of your device for serviceability of your loan application. It also helps in making quicker credit risk decisions and ensuring KYC compliance as per regulatory guidelines.
• Camera & Media Access - CAMERA, READ_EXTERNAL_STORAGE, WRITE_EXTERNAL_STORAGE: These permissions are required to capture KYC documents and selfies for liveness tests and ensure KYC compliance as per regulatory guidelines.

If you have any queries, you can contact RupeeRedee via email at [email protected].